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MEMBERS 1ST CREDIT UNION POLICIES

These are the latest policies that have been reviewed and approved. Each policy is password protected. The same password for all policies but could be in upper case or lower case. The date shown is the last review and revision date. All policies are reviewed annually by the Board of Directors. Board members, click here for this month's policies for review.
ACH Policy 01.16.25
ALL (Allowance for Loan Losses) Policy 01.20.2022 REPLACED with CECL
Asset and Liability Management Policy 01.16.25
Bank Bribery Act Policy 02.20.25
BSA Compliance Policy and Program 03.20.26
BYLAWS 05.31.17
Capital Improvement Policy 02.19.26
CECL (Current Expected Credit Loss) replaces the ALL policy. 01.16.25
Charge Off Policy 05.15.25
Concentration Risk Policy 02.19.26
Code of Ethics and Conflict of Interest Policy 02.19.26
Corporate Credit Card Policy 05.15.25
Cyber Security Risk Assessment Program 05.15.25
Debit Card Policy 10.21.25
Disaster Recovery Policy 09.18.25
Dormant Accounts and Escheat Policy 04.23.26
ELDERLY AND VULNERABLE ADULT newly adapted 03.20.26
Electronic Signature Policy 11.19.24
Employee Background Check Policy 10.21.25
Fixed Assets Prepaid Expenditures 09.18.2025
Fraud Policy 04.23.26
Funds Availability Policy 03.20.2026
Identity Theft - Red Flag Policy and Program 03.20.26
Information Security and Incident Response 05.15.25
Internal Control Policy 06.18.25
Internet Policy - now incorporated in the IS policy (above)
IT (Information Technology) and Risk Assessment Policy 05.15.25
Life Threatening and Disabling Illness Policy 07.17.25
Loan Collection and Loan Modification Policy 06.18.25
Loan Policy, Consumer and Mortgage Loans 08.21.25
Marketing policy 08.21.25
Military Lending Act 11.19.2024
Overdraft and Negative Share Accounts Policy 10.21.25
Personell Policy 10.21.25
Privacy Policy 09.18.2025
Record Retention Policy 09.18.2025
Remote Capture Deposit 12.19.24
SAFE Act Policy 01.16.25
Security Policy 08.21.25
Sexual Harassment policy 10.21.25
Social Media Policy 07.17.25
Soldiers and Sailors Civil Relief Act Policy 08.21.25
Succession Plan 10.21.25
Teller Cash Management Policy 06.18.25
Unlawful Internet Gambling Enforcement 11.19.2024
Vendor Management Policy 03.20.2026
Vendor Management PROGRAM 03.20.2026
Website Policy 12.18.25
Whistleblower Policy 12.19.24
Wire Transfer Policy 12.18.25
Monthly Board Packets. All are password protected with a different password than the policies.
04.30.26 packet for meeting of 05.21.26
03.31.26 packet for meeting of 04.23.26
02.28.26 packet for meeting of 03.18.26
01.31.26 packet for meeting of 02.19.26
12.31.25 packet for meeting of 01.15.26
11.30.25 packet for meeting of 12.18.25
10.31.25 packet for meeting of 11.20.25
09.30.25 packet for meeting of 10.16.25
08.31.25 packet for meeting of 09.18.25
07.31.25 packet for meeting of 08.21.25
06.30.25 PACKET FOR MEETING OF 07.17.25
05.31.25 PACKET FOR MEETING OF 06.19.25

ADDRESS
10 Browne Court Brattleboro, VT 05301
Mailing address
PO Box 8245Brattleboro, VT 05304
Hours of Operation
Drive Up Window Monday-Friday, 8 a.m. to lobby close time
NMLS #794284 Routing Number 211690953
Lobby
Monday-Wednesday, 9 a.m.-4 p.m. Thursday, 9 a.m.-5 p.m. Friday, 9 a.m.-6 p.m.
PHONE
(802) 257-5131
FAX
(802) 257-5837
Email
info@members1cu.com
Privacy PolicyFee ScheduleFunds Availability Policy
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