Mortgages
Find the right mortgage solution to help you achieve your homeownership goals.
Real Estate Loans
NMLS#794284
Your dream of owning your own home is within reach. Whether you're purchasing your first home or looking for the perfect retirement residence, our real estate loans can make it happen. Contact us today to explore your options.
Portfolio Mortgages
We proudly offer portfolio mortgages for:
- Stick-Built Homes
- Mobile Homes on Land
- Land Loans
- Mobile Homes in Parks
Portfolio mortgages are unique because our credit union retains and services them, rather than selling them to investors. This means all your payments are made directly to us, fostering a personal relationship throughout your mortgage journey.
Additionally, our portfolio mortgages allow for greater flexibility in setting underwriting criteria, ensuring we can accommodate applicants with less-than-perfect credit. Our committed local decision-making process ensures that you receive the support and understanding you deserve.
Additionally, our portfolio mortgages allow for greater flexibility in setting underwriting criteria, ensuring we can accommodate applicants with less-than-perfect credit. Our committed local decision-making process ensures that you receive the support and understanding you deserve.
Call us or contact us at info@members1cu.com to make an appointment.
Non-Portfolio Mortgages
If you’re searching for a mortgage that doesn’t align with our portfolio loans, our mortgage affiliate program is here to transform your financial journey. Whether you’re seeking a longer term, a lower down payment, or specialized options like a USDA loan or a VA loan, we’ve got you covered.
Are you interested in a vacation home? We can assist with that, too. Additionally, we offer reverse mortgages for those exploring this valuable option.
Access PIVOT Mortgage Lending and apply online. Please keep in mind that you must be a member to submit your application. Not a member yet? Reach out to us to verify your eligibility for membership and to open an account before applying. It’s a straightforward process. We offer Conventional and Jumbo mortgages.
Are you interested in a vacation home? We can assist with that, too. Additionally, we offer reverse mortgages for those exploring this valuable option.
Access PIVOT Mortgage Lending and apply online. Please keep in mind that you must be a member to submit your application. Not a member yet? Reach out to us to verify your eligibility for membership and to open an account before applying. It’s a straightforward process. We offer Conventional and Jumbo mortgages.
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