Loan Rates
Explore our competitive loan rates designed to fit your financial needs.
Loan Rates
Credit Union NMLS#794284 Rates as of January 1, 2026
TYPE | RATE & APR* | TERM UP TO | CONDITION |
NEW VEHICLES | 2.99% | 36 MONTHS | UP to 70% LTV |
NEW VEHICLES | 4.99% | 72 MONTHS | Up to 90% LTV |
NEW VEHICLES | 4.99% | 72 MONTHS | Up to 100% LTV if MPG IS >_ 25 |
USED VEHICLES 2022 & NEWER REFI SPECIAL | 5.99% | REMAINING TERM OF EXISTING LOAN-MAX 72 MONTHS | REFINANCES WITH OTHER LENDERS ONLY-100% LTV |
USED VEHICLES 2022 & NEWER | 5.99% | 72 MONTHS | UP to 90% LTV ADD 1% TO RATE FOR 91% to 100% LTV |
USED VEHICLES 2019 & 2021 | 6.99% | 48 MONTHS | UP to 90% LTV ADD 1% TO RATE FOR 91% to 100% LTV |
USED VEHICLES 2017 & 2018 | 9.99% | 48 MONTHS | UP to 90% LTV ADD 1% TO RATE FOR 91% to 100% LTV |
SHARED SECURED | 3.00% ABOVESHARE RATE | N/A | Rate CHANGES WHEN SHARE RATE CHANGES |
CERTIFICATE SECURED | 3.00% ABOVE CERTIFICATE RATE | N/A | RATE CHANGES WHEN CERTIFICATE RATE CHANGES |
NEW MOTORCYCLES | 1.99% | 24 MONTHS | |
NEW MOTORCYCLES | 6.99% | 72 MONTHS | |
USED MOTORCYCLES 2017 & NEWER | 9.99% | 48 MONTHS | |
NEW BOATS | 10.49% | 60 MONTHS | |
USED BOATS | 11.49% | 48 MONTHS | |
NEW CAMPERS | 9.99% | MAX TERM VARY BASED ON LOAN AMOUNT | |
USED CAMPERS | 10.99% | MAX TERM VARY BASED ON LOAN AMOUNT | |
NEW ATVS / UTVS | 4.99% | 48 MONTHS | |
USED ATVS / UTVS2022 & NEWER | 7.99% | 36 MONTHS |
TYPE | RATE & APR* | TERM UP TO | CONDITION |
USED ATVS / UTVS2021 AND NEWER | 11.49% | 36 MONTHS | |
NEW SNOW MOBILES | 3.99% | 48 MONTHS | |
USED SNOWMOBILES 2017 & NEWER | 9.99% | 36 MONTHS | |
NEW MOTORHOMES | 6.49% | MAX TERM VARY BASED ON LOAN AMOUNT | |
USED MOTORHOMES | 6.49 % | MAX TERM VARY BASED ON LOAN AMOUNT | |
OTHER SECURED | 11.49% | 48 MONTHS | |
FUEL LOANS | 5.99% | 12 MONTHS | |
FURNACE LOANS | 8.99% | 36 MONTHS | |
12/12/12 LOANS | 12.00% | 12 MONTHS | MAX LOAN $1,200.00 |
SOLAR PANEL LOANS | 5.99% | 180 MONTHS | |
MOBILE HOMES IN PARK –2024 to 2026 MODEL YEARS | 5.99% | 180 MONTHS | UP to 95% LTV IF LTV<75% 1.00% RATE DISCOUNT |
USED MOBILE HOME IN PARK MODEL YEARS 2015 TO 2023 | 6.99% | 180 MONTHS | UP to 95% LTV IF LTV<50% 1.00% RATE DISCOUNT |
USED MOBILE HOME IN PARK MODEL YEAR 2007 TO 2014 | 7.99% | 180 MONTHS | UP to 95% LTV IF LTV<50% 1.00% RATE DISCOUNT |
USED MOBILE HOME IN PARK MODEL YEARS 1976 TO 2006 | 8.59% | 180 MONTHS | UP to 95% LTV IF LTV<50% 1.00% RATE DISCOUNT |
PERSONAL UNSECURED | 15.00% | UP TO 48 MONTHS | INSTALLMENT |
PERSONAL UNSECURED | 15.00% | CU DEFINED REPAY SCHEDULE | LINE OF CREDIT |
OVERDRAFT PROTECTION | 15.00% | CU DEFINED REPAY SCHEDULE | |
HOME IMPROVEMENT | 9.99% | 48 MONTHS | |
VISA | 10.90% | REVOLVING |
*Annual Percentage Rate
PLEASE NOTE: All information presented on this page is accurate and effective as of the date shown at the top. If you have any questions or require personalized information on your account(s), please call the credit union at 802-257-5131. These rates are determined by the Board of Directors and may change at any time. Other policy guidelines apply.
Contact our mortgage officer for questions about real estate loans.
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