Real Estate Loans

Portfolio Mortgages:
We offer portfolio mortgages on:
stick built homes;
mobile homes on land;
mortgages on land;
mobile homes in parks;

Call Angie at 802.257.9119 for any info on these.
*Portfolio mortgages are mortgages that the credit union keeps and services rather than selling to investors. Payments are always made here at the
credit union. Portfolio mortgages also allow us to be more flexible when setting the underwriting criteria. We also offer local decision making and will
work with applicants that might have less than perfect credit.

We also offer local decision making and will work with applicants that might have less than perfect credit.

Non Portfolio Mortgages

If you're looking for a mortgages that doesn't quite fit into our portfolio loans then we've got a mortgage affiliate program that can turn your life
around! Maybe you want a longer term or want to put less money down? How about a USDA loan or a VA loan? How about a vacation home?
Click here for PIVOT Mortgage Lending and to apply online.* * You have to be a member to apply.
Not a member? Contact us to be sure you qualify for membership AND to open an account prior to your application. It's easy! These mortgage
amounts are up to $761,000.
* * You can also cut and paste the link into your browser for a better process. https://members1stcu.submityourloanapplications.com.

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