MEMBERS 1ST CREDIT UNION POLICIES

These are the latest policies that have been reviewed and approved.  Each policy is password protected. The same password for all policies but could be in upper case or lower case.  The date shown is the last review and revision date.
All policies are reviewed annually by the Board of Directors.      Click here for this month's policies for review.

ACH Policy 01.25.24
ALL (Allowance for Loan Losses) Policy 01.20.2022 REPLACED with CECL
Asset and Liability Management Policy 01.25.24
Bank Bribery Act Policy  02.22.24
BSA Compliance Policy and Program 12.22.23
 BYLAWS  05.31.17
Capital Improvement Policy 02.22.24
CECL (Current Expected Credit Loss) replaces the ALL policy.  01.25.24
Charge Off Policy   05.22.24
Concentration Risk Policy 02.22.24
Code of Ethics and Conflict of Interest Policy 02.22.24
Corporate Credit Card Policy 05.22.2024
Cyber Security Risk Assessment Program  05.22.2024
Debit Card Policy 10.17.24  
Disaster Recovery Policy 06.26.24
Dormant Accounts and Escheat Policy 04.18.24
Electronic Signature Policy  11.19.24
Employee Background Check Policy 04.18.2024
Fixed Assets Prepaid Expenditures 09.19.24
Fraud Policy 04.18.2024
Funds Availability Policy 03.21.2024
Identity Theft - Red Flag Policy and Program 03.21.2024
Information Security and Incident Response  05.22.2024
Internal Control Policy 06.19.2024
Internet Policy - now incorporated in the IS policy (above)
Investments Policy - now in the ALM policy
IT (Information Technology) and Risk Assessment Policy  05.22.2024
Life Threatening and Disabling Illness Policy   07.18.24
Liquidity Policy incorporated in ALM policy in 2017
Loan Collection and Loan Modification Policy 06.26.2024
Loan Policy, Consumer and Mortgage Loans  08.15.2024
Marketing policy          08.15.24
Microcomputer Policy - now incorporated in the IS policy.
Military Lending Act 11.19.2024
Overdraft and Negative Share Accounts Policy 10.17.24
Personnel Policy 09.19.24
Privacy Policy 09.19.24
Record Retention Policy 09.19.2024
Remote Capture Deposit 12.22.23
SAFE Act Policy 01.25.24
Security Policy  08.15.24
Sexual Harassment policy 10.17.24
Social Media Policy 07.18.24
Soldiers and Sailors Civil Relief Act Policy 08.15.24
Succession Plan 10.17.24
Teller Cash Management Policy  06.26.2024
Unlawful Internet Gambling Enforcement  11.19.2024
Vendor Management Policy  03.21.2024
Vendor Management PROGRAM 03.21.2024
Website Policy     12.21.23
Whistleblower Policy   12.22.23
Wire Transfer Policy     12.22.23

01.31.24 packet
02.29.24 packet
03.31.24 packet
04.30.24 packet for 05.22.24 meeting
05.31.24 packet for 06.26.24 meeting
06.30.24 packet for 07.18.24 meeting
07.31.24 packet for 08.15.24 meeting
08.31.24 packet for 09.19.24 meeting
09.30.24 packet for 10.17.24 meeting INTERNATIONAL CREDIT UNION DAY.  COME EARLY FOR FOOD & GOODIES.
10.31.24 packet for 11.19.24 meeting




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