Credit Union NMLS#794284
as of January 1, 2024
|
TYPE |
RATE & APR* |
TERMS UP TO |
CONDITION |
|
NEW VEHICLES |
2.99 % |
36 MONTHS |
UP TO 70% LTV |
|
NEW VEHICLES |
4.99% |
72 MONTHS |
UP TO 90% LTV |
|
NEW VEHICLES |
4.99 % |
72 MONTHS |
UP TO 100% LTV IF MPG IS
≥25 |
|
USED VEHICLES 2020 & NEWER |
5.99% |
REMAINING TERM OF
EXISTING LOAN-MAX 72 MONTHS |
REFINANCES WITH OTHER
LENDERS ONLY – 100% LTV |
|
USED VEHICLES 2022 & NEWER |
4.99 % |
60 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91%
TO 100% LTV |
|
USED VEHICLES 2019 TO 2021 |
5.99 % |
48 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91%
TO 100% LTV |
|
USED VEHICLES 2017 TO 2018 |
6.99 % |
48 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91%
TO 100% LTV |
|
USED VEHICLES 2015 TO 2016 |
9.99 % |
48 MONTHS |
UP TO 90% LTV ADD 1 % TO RATE FOR 91%
TO 100% LTV |
|
SHARE SECURED |
3.00 % ABOVE SHARE RATE |
N/A |
|
|
CERTIFICATE SECURED |
3.00 % ABOVE CERTIFICATE RATE |
N/A |
|
|
NEW MOTORCYCLES |
1.99 % |
24 MONTHS |
|
|
NEW MOTORCYCLES |
6.99 % |
72 MONTHS |
|
|
USED MOTORCYCLES 2014 & NEWER |
9.99 % |
48 MONTHS |
|
|
NEW BOATS |
10.49 % |
60 MONTHS |
|
|
USED BOATS |
11.49 % |
48 MONTHS |
|
|
NEW CAMPERS |
9.99% |
MAX TERM VARY BASED ON
LOAN AMOUNT |
|
|
USED CAMPERS |
10.99 % |
MAX TERM VARY BASED ON
LOAN AMOUNT |
|
|
NEW ATVS |
4.99 % |
48 MONTHS |
|
|
USED ATVS 2020 & NEWER |
7.99 % |
36 MONTHS |
|
|
TYPE |
RATE & APR* |
TERMS UP TO |
CONDITION |
|
USED ATVS 2019 AND OLDER |
11.49 % |
36 MONTHS |
|
|
NEW SNOWMOBILES |
3.99 % |
48 MONTHS |
|
|
USED SNOWMOBILES 2015 & NEWER |
9.99 % |
36 MONTHS |
|
|
NEW MOTORHOMES |
6.49 % |
MAX TERM VARY BASED ON
LOAN AMOUNT |
|
|
USED MOTORHOMES |
6.49 % |
MAX TERM VARY BASED ON
LOAN AMOUNT |
|
|
OTHER SECURED |
11.49 % |
48 MONTHS |
|
|
FUEL LOANS |
5.99 % |
12 MONTHS |
|
|
FURNACE LOANS |
8.99 % |
36 MONTHS |
|
|
12/12/12 LOANS |
12.00 % |
12 MONTHS |
MAX LOAN $ 1,200.00 |
|
SOLAR PANEL LOANS |
5.99 % |
180 MONTHS |
|
|
MOBILE HOMES IN PARK
-2022 TO 2024 MODEL YEARS |
5.99 % |
180 MONTHS |
UP TO 95 % LTV IF LTV <75 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK MODEL YEARS 2013 TO 2021 |
6.99 % |
180 MONTHS |
UP TO 90 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK MODEL YEARS 2005 TO 2012 |
7.99 % |
180 MONTHS |
UP TO 85 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
USED MOBILE HOME IN PARK MODEL YEARS 1976 TO 2004 |
8.59 % |
180 MONTHS |
UP TO 80 % LTV IF LTV <50 % 1.00% RATE
DISCOUNT |
|
PERSONAL UNSECURED |
15.00 % |
UP TO
48 MONTHS |
INSTALLMENT |
|
PERSONAL UNSECURED |
15.00 % |
CU DEFINED REPAY SCHEDULE |
LINE OF CREDIT |
|
OVERDRAFT PROTECTION |
15.00 % |
CU DEFINED REPAY SCHEDULE |
|
|
HOME IMPROVEMENT |
9.99 % |
48 MONTHS |
|
|
VISA |
10.90 % |
REVOLVING |
|
*ANNUAL PERCENTAGE RATE
*ANNUAL
PERCENTAGE RATE
*ANNUAL PERCENTAGE RATE
CALL OUR MORTGAGE OFFICER FOR QUESTIONS ABOUT REAL ESTATE
LOANS.
PLEASE
NOTE: All
information presented on this page is accurate and effective as of the date
shown at the top. If you have any questions or require personalized
information on your account(s), please call the credit union at 802-257-5131.
These
rates are determined by the Board of Directors and may change at any time.