Credit Union NMLS#794284                

Updated as of April 20, 2023

TYPE

RATE & APR*

TERMS UP TO

CONDITION

NEW VEHICLES

2.99 %

72 MONTHS

UP TO 90% LTV

NEW VEHICLES

2.99 %

72 MONTHS

UP TO 100% LTV IF MPG IS ≥25

USED VEHICLES

2019 & NEWER

3.99%

REMAINING TERM OF EXISTING LOAN-MAX 72 MONTHS

REFINANCES WITH OTHER LENDERS ONLY – 100% LTV

USED VEHICLES

2019 & NEWER

5.49%

REMAINING TERM OF EXISTING LOAN-MAX 72 MONTHS

REFINANCES WITH OTHER LENDERS ONLY – 125% LTV

USED VEHICLES

2020 & NEWER

3.99 %

60 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

USED VEHICLES

2017 TO 2019

4.99 %

48 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

USED VEHICLES

2015 TO 2016

5.99 %

48 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

USED VEHICLES

2013 TO 2014

8.99 %

48 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

SHARE SECURED

3.00 % ABOVE

SHARE RATE

N/A

 

CERTIFICATE SECURED

3.00 % ABOVE

CERTIFICATE RATE

N/A

 

NEW MOTORCYCLES

1.99 %

24 MONTHS

 

NEW MOTORCYCLES

6.99 %

72 MONTHS

 

USED MOTORCYCLES

2013 & NEWER

9.99 %

48 MONTHS

 

NEW BOATS

10.49 %

60 MONTHS

 

USED BOATS

11.49 %

48 MONTHS

 

NEW CAMPERS

9.99%

48 MONTHS

MAX TERM VARY BASED ON LOAN AMOUNT

USED CAMPERS

10.99 %

48 MONTHS

MAX TERM VARY BASED ON LOAN AMOUNT

NEW ATVS

4.99 %

48 MONTHS

 

USED ATVS

2018 & NEWER

7.99 %

36 MONTHS

 

USED ATVS

2017 AND OLDER

11.49 %

36 MONTHS

 

NEW SNOWMOBILES

3.99 %

48 MONTHS

 

 

 

 

 

TYPE

RATE & APR*

TERMS UP TO

CONDITION

USED SNOWMOBILES

2013 & NEWER

9.99 %

36 MONTHS

 

NEW MOTORHOMES

6.49 %

84 MONTHS

MAX TERM VARY BASED ON LOAN AMOUNT

USED MOTORHOMES

6.49 %

72 MONTHS

MAX TERM VARY BASED ON LOAN AMOUNT

OTHER SECURED

11.49 %

48 MONTHS

 

FUEL LOANS

5.99 %

12 MONTHS

 

FURNACE LOANS

8.99 %

36 MONTHS

 

12/12/12 LOANS

12.00 %

12 MONTHS

MAX LOAN $ 1,200.00

SOLAR PANEL LOANS

5.99 %

180 MONTHS

 

MOBILE HOMES IN PARK -2018 TO 2023 MODEL YEARS

5.99 %

180 MONTHS

UP TO 95 % LTV IF LTV <75% 1% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 2011 TO 2017

6.99 %

180 MONTHS

UP TO 90 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 2003 TO 2010

7.99 %

180 MONTHS

UP TO 85 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 1976 TO 2002

8.59 %

180 MONTHS

UP TO 80 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

PERSONAL UNSECURED

15.00 %

UP TO  48 MONTHS

INSTALLMENT

PERSONAL UNSECURED

15.00 %

CU DEFINED REPAY SCHEDULE

LINE OF CREDIT

OVERDRAFT PROTECTION

15.00 %

CU DEFINED REPAY SCHEDULE

 

HOME IMPROVEMENT

9.99 %

48 MONTHS

 

VISA

10.90 %

REVOLVING

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*ANNUAL PERCENTAGE RATE

*ANNUAL PERCENTAGE RATE

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 Current Fee Schedule

PLEASE NOTE: All information presented on this page is accurate and effective as of the date shown at the top.  If you have any questions or require personalized information on your account(s), please call the credit union at 802-257-5131.

These rates are determined by the Board of Directors and may change at any time.  Other policy guidelines apply