Credit Union NMLS#794284                

CONSUMER LOAN RATES AS OF 04/01/2018

TYPE

RATE & APR*

TERMS UP TO

CONDITION

NEW VEHICLES

2.99 %

72 MONTHS

 

NEW VEHICLE

2.99 %

72 MONTHS

SPECIAL

100% LTV IF MPG IS ≥25

USED VEHICLES

2015 & NEWER

3.99 %

60 MONTHS

 

USED VEHICLES

2012 TO 2014

4.99 %

48 MONTHS

 

USED VEHICLES

2010 TO 2011

5.99 %

48 MONTHS

 

USED VEHICLES

2008 TO 2009

8.99 %

48 MONTHS

 

SHARE CERTIFICATE

3.00 % ABOVE

SHARE RATE

N/A

 

CERTIFICATE SECURED

3.00 % ABOVE

CERTIFICATE RATE

N/A

 

NEW MOTORCYCLES

1.99 %

24 MONTHS

 

NEW MOTORCYCLES

6.99 %

72 MONTHS

 

USED MOTORCYCLES

2008 & NEWER

9.99 %

48 MONTHS

 

NEW BOATS

10.49 %

60 MONTHS

 

USED BOATS

11.49 %

48 MONTHS

 

NEW CAMPERS

9.99%

48 MONTHS

LOANS OVER $5,000.00

MAX TERM 72 MONTHS

USED CAMPERS

10.99 %

48 MONTHS

 

NEW ATVS

4.99 %

48 MONTHS

 

USED ATVS

2013 & NEWER

7.99 %

36 MONTHS

 

USED ATVS

2012 AND OLDER

11.49 %

36 MONTHS

 

NEW SNOWMOBILES

3.99 %

48 MONTHS

 

USED SNOWMOBILES

2008 & NEWER

9.99 %

36 MONTHS

 

NEW MOTORHOMES

6.49%

84 MONTHS

 

USED MOTORHOMES

6.49 %

72 MONTHS

 

OTHER SECURED

11.49 %

72 MONTHS

 

FUEL LOANS

5.99 %

12 MONTHS

 

FURNACE LOANS

8.99 %

36 MONTHS

 

12/12/12 LOANS

12.00 %

12 MONTHS

MAX LOAN $ 1,200.00

SOLAR PANEL LOANS

5.99 %

180 MONTHS

 

MOBILE HOMES IN PARK -2013 TO 2018 MODEL YEARS

4.99 %

180 MONTHS

UP TO 95 % LTV

USED MOBILE HOMES IN PARK MODEL YEARS 2006 TO 2012

6.99 %

180 MONTHS

UP TO 90 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 1998 TO 2005

7.99 %

180 MONTHS

UP TO 85 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOMES IN PARK MODEL YEARS 1997 & OLDER

8.99 %

180 MONTHS

UP TO 80 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

PERSONAL UNSECURED

15.00 %

SEE ADDENDUM B

 

OVERDRAFT PROTECTION

15.00 %

SEE ADDENDUM B

 

HOME IMPROVEMENT

9.99 %

48 MONTHS

SPECIAL

VISA

10.90 %

REVOLVING

 

 

 

 

 

CALL OUR MORTGAGE OFFICER FOR QUESTIONS ABOUT REAL ESTATE LOANS.

*Annual Percentage Rate

 Current Fee Schedule

PLEASE NOTE: All information presented on this page is accurate and effective as of the date shown at the top.  If you have any questions or require personalized information on your account(s), please call the credit union at 802-257-5131.

These rates are determined by the Board of Directors and may change at any time.