Credit Union NMLS#794284                

as of August 14, 2023

 

TYPE

RATE & APR*

TERMS UP TO

CONDITION

 

NEW VEHICLES

2.99 %

36 MONTHS

UP TO 70% LTV

NEW VEHICLES

3.99%

72 MONTHS

UP TO 90% LTV

NEW VEHICLES

3.99 %

72 MONTHS

UP TO 100% LTV IF MPG IS ≥25

USED VEHICLES

2019 & NEWER

3.99%

REMAINING TERM OF EXISTING LOAN-MAX 72 MONTHS

REFINANCES WITH OTHER LENDERS ONLY 100% LTV

USED VEHICLES

2019 & NEWER

5.49%

REMAINING TERM OF EXISTING LOAN-MAX 72 MONTHS

REFINANCES WITH OTHER LENDERS ONLY 125% LTV

USED VEHICLES

2021 & NEWER

4.99 %

60 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

USED VEHICLES

2018 TO 2020

5.99 %

48 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

USED VEHICLES

2016 TO 2017

6.99 %

48 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

USED VEHICLES

2014 TO 2015

9.99 %

48 MONTHS

UP TO 90% LTV

ADD 1 % TO RATE FOR 91% TO 100% LTV

SHARE SECURED

3.00 % ABOVE

SHARE RATE

N/A

 

CERTIFICATE SECURED

3.00 % ABOVE

CERTIFICATE RATE

N/A

 

NEW MOTORCYCLES

1.99 %

24 MONTHS

 

NEW MOTORCYCLES

6.99 %

72 MONTHS

 

USED MOTORCYCLES

2014 & NEWER

9.99 %

48 MONTHS

 

NEW BOATS

10.49 %

60 MONTHS

 

USED BOATS

11.49 %

48 MONTHS

 

NEW CAMPERS

9.99%

MAX TERM VARY BASED ON LOAN AMOUNT

 

USED CAMPERS

10.99 %

MAX TERM VARY BASED ON LOAN AMOUNT

 

NEW ATVS

4.99 %

48 MONTHS

 

USED ATVS

2019 & NEWER

7.99 %

36 MONTHS

 

TYPE

RATE & APR*

TERMS UP TO

CONDITION

 

USED ATVS

2018 AND OLDER

11.49 %

36 MONTHS

 

NEW SNOWMOBILES

3.99 %

48 MONTHS

 

USED SNOWMOBILES

2014 & NEWER

9.99 %

36 MONTHS

 

NEW MOTORHOMES

6.49 %

MAX TERM VARY BASED ON LOAN AMOUNT

 

USED MOTORHOMES

6.49 %

MAX TERM VARY BASED ON LOAN AMOUNT

 

OTHER SECURED

11.49 %

48 MONTHS

 

FUEL LOANS

5.99 %

12 MONTHS

 

FURNACE LOANS

8.99 %

36 MONTHS

 

12/12/12 LOANS

12.00 %

12 MONTHS

MAX LOAN $ 1,200.00

SOLAR PANEL LOANS

5.99 %

180 MONTHS

 

MOBILE HOMES IN PARK -2021 TO 2023 MODEL YEARS

5.99 %

180 MONTHS

UP TO 95 % LTV

IF LTV <75 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 2012 TO 2020

6.99 %

180 MONTHS

UP TO 90 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 2004 TO 2011

7.99 %

180 MONTHS

UP TO 85 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 1976 TO 2003

8.59 %

180 MONTHS

UP TO 80 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

PERSONAL UNSECURED

15.00 %

UP TO  48 MONTHS

INSTALLMENT

PERSONAL UNSECURED

15.00 %

CU DEFINED REPAY SCHEDULE

LINE OF CREDIT

OVERDRAFT PROTECTION

15.00 %

CU DEFINED REPAY SCHEDULE

 

HOME IMPROVEMENT

9.99 %

48 MONTHS

 

VISA

10.90 %

REVOLVING

 

*ANNUAL PERCENTAGE RATE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

*ANNUAL PERCENTAGE RATE

*ANNUAL PERCENTAGE RATE

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 Current Fee Schedule

PLEASE NOTE: All information presented on this page is accurate and effective as of the date shown at the top.  If you have any questions or require personalized information on your account(s), please call the credit union at 802-257-5131.

These rates are determined by the Board of Directors and may change at any time.  Other policy guidelines apply