Credit Union NMLS#794284                

Updated as of January 13, 2021

TYPE

RATE & APR*

TERMS UP TO

CONDITION

NEW VEHICLES

2.99 %

72 MONTHS

 

NEW VEHICLES

2.99 %

72 MONTHS

100% LTV IF MPG IS ≥25

USED VEHICLES

2017 & NEWER

3.99%

REMAINING TERM OF EXISTING LOAN

REFINANCES WITH OTHER LENDERS ONLY - 100% LTV

USED VEHICLES

2017 & NEWER

5.49%

REMAINING TERM OF EXISTING LOAN

REFINANCES WITH OTHER LENDERS ONLY 125% LTV

USED VEHICLES

2018 & NEWER

3.99 %

60 MONTHS

 

USED VEHICLES

2015 TO 2017

4.99 %

48 MONTHS

 

USED VEHICLES

2013 TO 2014

5.99 %

48 MONTHS

 

USED VEHICLES

2011 TO 2012

8.99 %

48 MONTHS

 

SHARE SECURED

3.00 % ABOVE

SHARE RATE

N/A

 

CERTIFICATE SECURED

3.00 % ABOVE

CERTIFICATE RATE

N/A

 

NEW MOTORCYCLES

1.99 %

24 MONTHS

 

NEW MOTORCYCLES

6.99 %

72 MONTHS

 

USED MOTORCYCLES

2011 & NEWER

9.99 %

48 MONTHS

 

NEW BOATS

10.49 %

60 MONTHS

 

USED BOATS

11.49 %

48 MONTHS

 

NEW CAMPERS

9.99%

48 MONTHS

LOANS OVER $5,000.00

MAX TERM 72 MONTHS

USED CAMPERS

10.99 %

48 MONTHS

 

NEW ATVS

4.99 %

48 MONTHS

 

USED ATVS

2016 & NEWER

7.99 %

36 MONTHS

 

USED ATVS

2015 AND OLDER

11.49 %

36 MONTHS

 

NEW SNOWMOBILES

3.99 %

48 MONTHS

 

USED SNOWMOBILES

2011 & NEWER

9.99 %

36 MONTHS

 

NEW MOTORHOMES

6.49%

84 MONTHS

 

USED MOTORHOMES

6.49 %

72 MONTHS

 

OTHER SECURED

11.49 %

48 MONTHS

 

FUEL LOANS

5.99 %

12 MONTHS

 

FURNACE LOANS

8.99 %

36 MONTHS

 

12/12/12 LOANS

12.00 %

12 MONTHS

MAX LOAN $ 1,200.00

SOLAR PANEL LOANS

5.99 %

180 MONTHS

 

MOBILE HOMES IN PARK -2016 TO 2021 MODEL YEARS

4.99 %

180 MONTHS

UP TO 95 % LTV

USED MOBILE HOME IN PARK MODEL YEARS 2009 TO 2015

6.99 %

180 MONTHS

UP TO 90 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 2001 TO 2008

7.99 %

180 MONTHS

UP TO 85 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

USED MOBILE HOME IN PARK MODEL YEARS 1976 TO 2000

8.99 %

180 MONTHS

UP TO 80 % LTV

IF LTV <50 % 1.00% RATE DISCOUNT

PERSONAL UNSECURED

15.00 %

24 MONTHS

INSTALLMENT

PERSONAL UNSECURED

15.00 %

SEE EXHIBIT B

LINE OF CREDIT

OVERDRAFT PROTECTION

15.00 %

SEE EXHIBIT B

 

HOME IMPROVEMENT

9.99 %

48 MONTHS

 

VISA

10.90 %

REVOLVING

 

*ANNUAL PERCENTAGE RATE

*ANNUAL PERCENTAGE RATE

 

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 Current Fee Schedule

PLEASE NOTE: All information presented on this page is accurate and effective as of the date shown at the top.  If you have any questions or require personalized information on your account(s), please call the credit union at 802-257-5131.

These rates are determined by the Board of Directors and may change at any time.