Products and Services                         Forms/Applications

SHARE ACCOUNTS

CHECKING ACCOUNTS

LOAN SERVICES

Regular Shares

       $25 minimum balance

       Interest paid quarterly

       Direct Deposit with payroll deduction

       Call 24 Audio Response System

 

Individual Retirement Accounts

       No minimum balance or deposit requirements

       Non-term

       Direct Deposit with payroll deduction

       Interest paid quarterly

 

Share Certificate (CD)

      ♥       $5,000 minimum deposit

       Interest paid monthly

Regular Checking

       Call 24 Audio Response System

       No minimum balance requirement

       No charges or fees for deposits

       Transfer funds by phone - Teledata 24

       FREE checking with Direct Deposits

       Low monthly service charge of $3.00

       Monthly statement

Platinum Plus Account

       All the same benefits of regular checking

       Earns interest at current Members 1st rates

       $1,000 minimum balance requirement

       No monthly service charge ($5.00 monthly charge applies if balance falls below $1,000)

Members 1st Credit Union offers many types of loans to our members.  Our rates are competitive.  Credit Disability and Life Insurance are available on most loan products, including credit cards.

 

       Overdraft Protection

       Personal Loans

       Home Improvements

       New & Used Cars, Trucks, SUV's & Minivans.

         GAP protection insurance 

       Fuel Loans

       Boats, Motors & Trailers

       Campers

       Motorcycles

       Mobile Homes

       Mortgages

       Home Equity


 

CLUB ACCOUNTS

MEMBERS 1ST CARD SERVICES

OTHER MEMBER SERVICES

Secure 1 Club - Seniors

       Direct Deposit of Social Security / Retirement benefits

       Teledata 24 transfer by phone

       Free checking - no monthly fee!

       No charge for basic checks

       Statement reconcilement

       Special loans for final arrangements

 

Vacation Club or Christmas Club

       Weekly deposits to suit any budget

       No minimum balance

       No service charges

VISA Credit Card

The Members 1st Credit Union VISA card has a low annual fee.  All credit card payments may be made locally here at Members 1st.  Now you can view your credit card activity online and make payments online also.

CU CheckCard

Our MasterCard ATM/Debit card automatically deducts your purchase or ATM transaction from your checking account.  With it, you can make surcharge free* ATM withdrawals at nearly 100 Falcon Network ATM locations across Vermont

 

*Host institution does not charge a network fee, however our low $.75 per transaction fee still applies

      CU Money Card -  nominal fee

      CU Travel Card -  nominal fee

       Automatic Payments on your Visa or Loan

       Notary Services ... no charge

       Payroll Deduction ... no charge

       Direct Deposit (ACH) ... no charge

       Money Orders ... minimal fee

       Call 24 Audio Response System ... no charge

 ♥   E-Statements - save paper!

 ♥   ScoreCard Rewards with VISA.