Products and Services                                        Forms/Applications




Regular Shares

       $25 minimum balance

       Interest paid quarterly

       Direct Deposit with payroll deduction

       Call 24 Audio Response System


Individual Retirement Accounts

       No minimum balance or deposit requirements


       Direct Deposit with payroll deduction

       Interest paid quarterly


Share Certificate (CD) Account

       $5,000 minimum deposit

       Interest paid monthly

Regular Checking

       Free Checking with any Direct Deposit

       No minimum balance requirement

      Call 24 Audio Response System

       Transfer funds by phone - Teledata 24

       Debit card balances updated immediately.

       Low monthly service charge of $3.00 (if no direct deposit)


Platinum Plus Account

       All the same benefits of regular checking

       Earns interest at current Members 1st rates

       $1,000 minimum balance requirement

       No monthly service charge ($5.00 monthly charge applies if balance falls below $1,000)

Members 1st Credit Union offers many types of loans to our members.  Our rates are competitive.  Credit Disability and Life Insurance are available on all loans.


       Overdraft Protection

       Personal Loans

       Home Improvements

       New & Used Cars, Trucks, SUV's & Minivans.

         GAP protection insurance 

       Fuel Loans

       Boats, Motors & Trailers,  Motorcycles &           Campers                                                            

       New & Used Mobile Homes                             


    Home Equity Loans                                            

       SOLAR PANEL FINANCING                        





Secure 1 Club - Seniors

       Direct Deposit of Social Security / Retirement benefits

       Teledata 24 transfer by phone

       Free checking - no monthly fee!

       No charge for basic checks

       Statement reconcilement


Vacation Club or Christmas Club

       Weekly deposits to suit any budget

       No minimum balance

       No service charges

VISA® Credit Card

The Members 1st Credit Union VISA® card has a low annual fee.  All credit card payments may be made locally here at Members 1st.

CU CheckCard

Our MasterCard ATM/Debit card automatically deducts your purchase or ATM transaction from your checking account.  With it, you can make surcharge free* ATM withdrawals at nearly 100 Falcon Network ATM locations across Vermont.

CO-OP ATM locator nationwide.

*Host institution does not charge a network fee, however our low $.75 per transaction fee still applies

      CU Money Card -  nominal fee

      CU Travel Card -  nominal fee

       Automatic Payments on your Visa or Loan

       Notary Services ... no charge

       Payroll Deduction ... no charge

       Direct Deposit (ACH) ... no charge

       Money Orders ... minimal fee

       Call 24 Audio Response System ... no charge

 ♥   E-Statements - save paper!

 ♥   ScoreCard Rewards with VISA.