MEMBERS 1ST CREDIT UNION POLICIES


These are the latest policies that have been reviewed and approved.  Each policy is password protected. The same password but could be in upper case or lower case.
ACH Policy 01.19.17
ALL (Allowance for Loan Losses) Policy 01.19.2017
Asset and Liability Management Policy 01.19.2017

BSA Compliance Policy and Program 2016
BYLAWS

Capital Improvement Policy 2016
Charge Off Policy 2016
Concentration Risk Policy 2016
Code of Ethics and Conflict of Interest Policy 2016
Corporate Credit Card Policy 2017
Debit Card Policy 11.17.16
Disaster Recovery Policy 2017
Dormant Accounts and Escheat Policy 2017
Employee Background Check Policy 2017
Fixed Assets Prepaid Expenditures 2016
Fraud Policy 2017
Funds Availability Policy 2016
Identity Theft - Red Flag Policy and Program 2017
Information Security and Incident Response September 2016
Internal Control Policy 2017
Internet Policy 2016
Investments Policy 2016
IT (Information Technology) and Risk Assessment Policy 2016
Life Threatening and Disabling Illness Policy
Liquidity Policy 2016
Loan Collection and Loan Modification Policy 2017
Loan Policy, Consumer and Mortgage Loans  2017
Marketing policy September 2016
Microcomputer Policy September 2016
Military Lending Act 12.15.16
Overdraft and Negative Share Accounts Policy 11.17.2016
Personnel Policy 2016
Privacy Policy 2016
Record Retention Policy 2016
SAFE Act Policy September 2016
Security Policy  September 2016
Sexual Harassment policy 2016
Share Draft Policy 
Soldiers and Sailors Civil Relief Act PolicySeptember 2016
Succession Plan 2016
Teller Cash Management Policy  2017
Unlawful Internet Gambling Enforcement11.17.16
Vendor Management Policy2017
Vendor Management PROCEDURES2017
Website Policy 12.15.16
Whistleblower Policy11.17.16
Wire Transfer Policy 12.15.16