MEMBERS 1ST CREDIT UNION POLICIES

These are the latest policies that have been reviewed and approved.  Each policy is password protected. The same password for all policies but could be in upper case or lower case.  The date shown is the last review and revision date.
All policies are reviewed annually by the Board of Directors

ACH Policy 01.19.23
ALL (Allowance for Loan Losses) Policy 01.20.2022 REPLACED with CECL
Asset and Liability Management Policy 01.19.23
Bank Bribery Act Policy  02.17.2022
BSA Compliance Policy and Program 12.28.22
 BYLAWS  05.31.17
Capital Improvement Policy 02.17.2022
CECL (Current Expected Credit Loss) replaces the ALL policy.  01.19.23
Charge Off Policy   05.19.2022
Concentration Risk Policy 02.17.2022
Code of Ethics and Conflict of Interest Policy 02.17.2022
Corporate Credit Card Policy 05.19.2022
Cyber Security Risk Assessment Program  05.19.2022
Debit Card Policy 10.20.22   
Disaster Recovery Policy 06.23.22
Dormant Accounts and Escheat Policy 04.21.22
Electronic Signature Policy  11.17.22
Employee Background Check Policy 04.21.2022
Fixed Assets Prepaid Expenditures 09.15.2022
Fraud Policy 04.21.22
Funds Availability Policy 03.17.2022
Identity Theft - Red Flag Policy and Program 03.17.22
Information Security and Incident Response  05.19.2022
Internal Control Policy 06.23.22
Internet Policy 07.23.20
Investments Policy  07.23.20
IT (Information Technology) and Risk Assessment Policy  05.19.2022
Life Threatening and Disabling Illness Policy   07.21.22
Liquidity Policy incorporated in ALM policy in 2017
Loan Collection and Loan Modification Policy 06.23.22
Loan Policy, Consumer and Mortgage Loans  04.21.2022
Marketing policy           August 18.2022
Microcomputer Policy 07.23.20
Military Lending Act 11.17.2022
Overdraft and Negative Share Accounts Policy 10.20.22
Personnel Policy 09.15.2022
Privacy Policy 09.15.2022
Record Retention Policy 09.15.2022
Remote Capture Deposit (new) 12.28.22
SAFE Act Policy 01.19.23
Security Policy  August 18,2022
Sexual Harassment policy 10.20.22
Social Media Policy 06.23.22 (new in 2022)
Soldiers and Sailors Civil Relief Act Policy August 18,2022
Succession Plan 10.20.22
Teller Cash Management Policy  June 23, 2022
Unlawful Internet Gambling Enforcement11.17.2022
Vendor Management Policy  03.17.22
Vendor Management PROCEDURES 03.17.22
Website Policy     12.28.22
Whistleblower Policy   12.28.22
Wire Transfer Policy     12.28.22