These are the latest policies that have been reviewed and approved.  Each policy is password protected. The same password but could be in upper case or lower case.  the date shown is the last review and revision date.
ACH Policy 01.24.19
ALL (Allowance for Loan Losses) Policy 01.24.19
Asset and Liability Management Policy 01.24.19

Bank Bribery Act Policy  02.21.19

BSA Compliance Policy and Program 12.13.18
BYLAWS  05.31.17

Capital Improvement Policy 02.21.19
Charge Off Policy   05.23.19
Concentration Risk Policy 02.21.19
Code of Ethics and Conflict of Interest Policy 02.21.19
Corporate Credit Card Policy 05.23.19
Cyber Security Risk Assessment Program  05.23.19
Debit Card Policy 10.19.19
Disaster Recovery Policy 06.20.19
Dormant Accounts and Escheat Policy 04.18.19
Electronic Signature Policy  11.19.18
Employee Background Check Policy 04.18.19
Fixed Assets Prepaid Expenditures 09.19.19
Fraud Policy 04.18.19
Funds Availability Policy 03.21.19
Identity Theft - Red Flag Policy and Program 03.21.19
Information Security and Incident Response  05.23.19
Internal Control Policy 06.20.19
Internet Policy 07.18.19
Investments Policy  07.18.19
IT (Information Technology) and Risk Assessment Policy  05.23.19
Life Threatening and Disabling Illness Policy   07.18.19
Liquidity Policy incorporated in ALM policy in 2017
Loan Collection and Loan Modification Policy 06.20.19
Loan Policy, Consumer and Mortgage Loans  04.18.19
Marketing policy           August 2019
Microcomputer Policy 07.18.19
Military Lending Act 11.19.18
Overdraft and Negative Share Accounts Policy 10.19.19
Personnel Policy 10.19.2019
Privacy Policy 09.19.19
Record Retention Policy 09.19.19
SAFE Act Policy 01.24.19
Security Policy  August 2019
Sexual Harassment policy 10.19.19
Share Draft Policy 
Soldiers and Sailors Civil Relief Act Policy August 2019
Succession Plan 10.19.19
Teller Cash Management Policy  06.20.19
Unlawful Internet Gambling Enforcement11.19.18
Vendor Management Policy  03.21.19
Vendor Management PROCEDURES 03.21.19
Website Policy     12.13.18
Whistleblower Policy   12.13.18
Wire Transfer Policy     12.13.18