MEMBERS 1ST CREDIT UNION POLICIES
These are the latest policies that have been reviewed and
approved. Each policy is password protected. The same password for all
policies but could
be in upper case or lower case. The date shown is the last review and
revision date.
All policies are reviewed annually by the Board of Directors.
ACH Policy
01.19.23
ALL
(Allowance for Loan Losses) Policy 01.20.2022 REPLACED with CECL
Asset and Liability Management Policy 01.19.23
Bank Bribery Act Policy 02.16.2023
BSA
Compliance Policy and Program 12.28.22
BYLAWS
05.31.17
Capital Improvement Policy 02.16.202232
CECL (Current
Expected Credit Loss) replaces the ALL policy. 01.19.23
Charge Off Policy 05.19.2022
Concentration Risk Policy 02.16.2023
Code of Ethics and Conflict of Interest Policy
02.16.2023
Corporate Credit Card Policy 05.18.2023
Cyber Security Risk Assessment Program 05.18.2023
Debit Card Policy 10.20.22
Disaster Recovery Policy 06.23.22
Dormant Accounts and Escheat Policy 04.20.2023
Electronic Signature Policy 11.17.22
Employee Background Check Policy 04.20.2023
Fixed Assets Prepaid Expenditures 09.15.2022
Fraud Policy 04.20.2023
Funds Availability Policy 03.23.2023
Identity Theft - Red Flag Policy and Program
03.23.2023
Information Security and Incident Response 05.18.2023
Internal Control Policy 06.23.22
Internet Policy 07.23.20
Investments Policy 07.23.20
IT (Information Technology) and Risk Assessment Policy
05.18.2023
Life Threatening and Disabling Illness Policy
07.21.22
Liquidity Policy incorporated in ALM policy in 2017
Loan Collection and Loan Modification Policy 06.23.22
Loan Policy, Consumer and Mortgage Loans
04.20.2023
Marketing policy August 18.2022
Microcomputer Policy 07.23.20
Military Lending Act 11.17.2022
Overdraft and Negative Share Accounts Policy
10.20.22
Personnel Policy 09.15.2022
Privacy Policy 09.15.2022
Record Retention Policy 09.15.2022
Remote Capture Deposit (new) 12.28.22
SAFE Act Policy 01.19.23
Security Policy August 18,2022
Sexual Harassment policy 10.20.22
Social Media Policy 06.23.22 (new in
2022)
Soldiers and Sailors Civil Relief Act Policy August
18,2022
Succession Plan 10.20.22
Teller Cash Management Policy June 23, 2022
Unlawful Internet Gambling Enforcement11.17.2022
Vendor Management Policy 03.23.2023
Vendor Management PROCEDURES 03.23.2023
Website Policy 12.28.22
Whistleblower Policy 12.28.22
Wire Transfer Policy 12.28.22